The financial sector is expected to experience significant growth not only in 2025, but also throughout 2030. As a result, banks and other institutions are seeking to expand their workforces by recruiting individuals with expertise in data analytics, AI, cybersecurity and software engineering. To attract these talented employees, companies are upgrading their office designs to enhance the overall workplace experience.
This trend was highlighted in JLL’s recently released “Financial Services Real Estate Trends to Watch” for 2025. The report also identifies several other developments that will shape the industry over the next few years.
One major factor driving change is the increasing use of AI and technology within financial firms. Research shows that 65% of these companies have already implemented strategies for integrating AI into their operations and are exploring ways it can be used for real estate management purposes. In fact:
-67% plan on increasing spending on CRE technology by 2030
-62% anticipate having tech-enabled office spaces by this time
-The report predicts automation will impact areas such as occupancy planning,
workplace design and fit-out, project design/construction,
workplace strategy,and lease administration.
Another key trend is shifting demographics within wealth management services.The report estimates that by 2045,millennials could inherit over $84 billion from baby boomers.This means wealth management firms must adapt their spaces to cater towards younger clientele.Additionally,the rise of digital platforms has led many centers to offer both online experiences as well as traditional,in-person services.Expansions into urban cores/suburban markets,and partnerships with retail branches,is another way they’re staying competitive.
As commercial real estate (CRE) continues playing an increasingly strategic role within financial organizations,C-suite leaders need CRE strategies aligned with business objectives.These include growth plans,talent acquisition/retention initiatives,and client needs.As a result,the reporting structure between CRE functions & operations/human resources may shift closer together.”By successfully navigating challenges like talent shortages and technology implementation,CRE leaders can position themselves as key drivers of innovation and growth,” the report explains.
Lastly,the demand for premium assets in prime locations is expected to rise due to projected workforce expansion by 2030.However,limited supply in gateway markets could lead firms towards non-traditional financial hubs.
